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Medicare 101

Join me at the Salute To Seniors

August 24, 2024


Ask me about the Tax Return Special Enrollment period


Your Trusted Insurance Professional

At AXIOS Financial Services, LLC our goal is to assist you in finding the best health plan for you and your family. With over 30 years of experience and contracts with most insurance carriers offering products in Colorado, Nikki feels we are best suited to assist clients in making the most informed decisions regarding their options for health coverage. Nikki is certified on Connect for Health Colorado so if you are eligible for tax credits and/or cost share reduction I will assist you every step of the way. I do not charge fees for these services. This is a valuable tool for clients where one spouse is aging into Medicare and the other needs coverage by utilizing an individual/family plan.


Nikki also enjoys working with small Colorado employers, those with less than 100 employees. Nikki has a close working relationship with Warner Pacific as our general agent so we bring a team of experts for all your employee benefits. She also teams up with RMA and Associates and JSA a nationally recognized as the leader in everything Medicare, allowing her to access the best in software services to research options on your behalf. This also affords her a team of experts when there are challenging concerns.

AXIOS in Greek means to be worthy, Nikki selected this word as the name of her insurance agency because she wants you to know that she values you and your needs. It is the cornerstone of her mission and goals for you and your future.



We've got you covered.

Navigating the complex world of insurance can be frustrating. We're here to make it easy and be a resource you can depend on year after year.

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

Life Insurance

Life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.

Accident Insurance

Accident Insurance can be used not only to offset the costs associated with an accident such as ambulance transportation, emergency room visits, X-rays and rehabilitative therapies, but also for ordinary daily bills.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance pays typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

Long Term Care Insurance

Long Term Care Insurance covers a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.


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